Fraud - what are my responsibilities and how would I handle this?

by Anonymous

I have been working for a physician who is in a private practice for 8 months. I have started to see a pattern with several of his workers' compensation cases. The patient's seem to have more tests and procedures ordered than others with similar conditions. The physician asks me to complete and send a billing claim to the insurance carriers but its for a procedure that I don't think he has performed.
So what would be my responsibilities, and what should I do?

Thank you,
Anonymous (Name removed to protect identity)


Workers compensation fraud (or filing false claims) is not only unethical, it is considered a crime.

If you suspect a provider is committing insurance fraud, even if they are your employer, you should report it. If you are a participant and knowingly file claims that you know or suspect are fraudulent, you can be implicated. You are especially at risk if there is evidence that you knew the workers comp claims being submitted were fraudulent. In many situations filling false claims can be punishable with jail time.

Keep good documentation and records with names, dates, and any other specifics. Remember this is also for your own protection.

If the doctor is verbally telling you to bill for charges - I couldn't or do that. When a biller knowingly and willingly participates in insurance fraud - they are guilty also.

Hopefully all the procedures your provider is telling you to bill for are documented - on something like a superbill or his patient encounter notes - evidence that shows the provider performed the procedure(s). In a situation like this it’s important to protect yourself and make sure there’s nothing the doctor can blame you for if he gets accused of fraud - or prosecuted.

Ultimately the doctor is morally and ethically responsible for the procedures he performs - or says are performed. We (the biller) are not in the exam room to know what the doctor did or didn’t do. But as a medical biller I feel I have an ethical obligation to report flagrant and obvious fraud when the temptation may be to look the other way.

I understand the dilemma is that if the biller reports this to the insurance carrier, they put their job in jeopardy. Of course if the doctor really is committing fraud it makes you wonder if you really want to work there - if you really want to work for someone with questionable ethics. They will eventually get caught.

If you suspect fraud, most insurance companies have a way to submit suspected fraud via their website anonymously. There’s almost always a link on the home page of the web site. However they may request specific info such as dates of service, procedures, etc.

I'm not an authority on workers comp but I believe the states have different laws regarding fraud and abuse. Do a Google search for your states insurance fraud agency to find specific information on how to report suspect fraud and what your responsibilities and rights or protections are.

Most states have a way for suspected fraud to be reported confidentially and most offer protection and sometimes rewards for those who report suspected fraud. Many may also have a way to report anonymously.

If Medicare is involved than the provider should be reported by calling the Office of Inspector General (OIG) Hotline at 1-800-HHS-TIPS (1-800-447-8477). You can report a complaint anonymously, but it does make it more difficult for the OIG to investigate. The civil and criminal penalties for Medicare fraud can be pretty severe for the offenders.

Fraud is serious and the physician could get in some serious legal trouble - and have to close the practice - which means you would be without a job. If the insurance auditors don’t find anything, he may feel betrayed and suspect the biller of turning him in.

If you notify (even anonymously) the insurance carrier(s), someone will eventually show up and start asking questions. When they do the doctor - given his ethics are already questionable - may very well start pointing fingers at others as the culprit. I imagine someone like this would do this kind of thing. And a likely target of blame is the one doing the billing. So even when you do the right thing - it can put you in a very vulnerable position.

If I was in such a situation, I would also be quietly looking for another job if possible because of what I mentioned above.

I don’t know if my rambling has helped you any but what I'm saying is just do the right thing - such that you have a clear conscience when you lay your head on the pillow at night - you don’t have any problem going to sleep.

There’s an old saying - "A righteous man (or woman) has nothing to fear."

Thanks and I hope this works out in your favor.

Comments for Fraud - what are my responsibilities and how would I handle this?

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Mar 26, 2016
A clinic owner is acussed for auto insurance fraud
by: Anonymous

I'm concerned because i find out that the clinic that i went to almost 5 years ago is indement now with auto insurance fraud failed, billings, and grand theft, I didn't do anything wrong but they arrest several patients already. What should i do?

Mar 25, 2016
by: Anonymous

I know this didn't actually happen to you because i'm in a medical billing and coding class and it just so happens that i have this question word for word as an assignment... You just switched around the words so then it'd sound like this were really happening to you. How can you take credit for answers that aren't even your own? you should research and read the book just like everyone else...

Dec 18, 2015
what a bunch of HYPOCRITES
by: Anonymous

All, you saying how UMA is cheating because of using this question, are a bunch of underachievers. Has anyone ever heard of PLAGIARISM. If anyone copies this is committing it. So another words I hope you get the book thrown at you for it. If anyone was to read the directions to this assignment they would see that we are suppose to research this. But obviously nobody reads the directions now a days. It's always good practice to get a prospective research from other sources than just a book. Learning one way, trust me is not a good way to learn, good luck out there being successful. You all make me sick, I hope you get a taste of was your dishing out yourselves. Good Day LOSERS!!!!!!

Dec 13, 2015
From a UMA instructor
by: Anonymous

Hello, UMA Students -

The answer posted on this site to the Week 4 IHMO assignment for BC1025 is not correct. To find the correct answer, I suggest you do what I ask my students to do at the beginning of Week 4: READ YOUR IHMO BOOK, specifically chapters one and two. There are several reasons we ask you to cite your sources. One is that we want to make sure you are using a reliable source. This site is not one.

If you follow some of the advice here, you could lose a good job and hurt innocent people. Again, please follow the advice in the book to ensure a good future for yourself and others.


An Instructor Who Cares About Your Future

Dec 09, 2015
Helpful for UMA students
by: Reanna Tully

I do not understand why the person choose to lie about this being part of participation in our class , However I am currently in UMA and I do not see how doing research online for your homework should be considered cheating by some. We do however live in a free country and our many men and women in the service risk their lives to give us that right....moving on ...I found this to be very helpful to me in writting my paper in response to this question I hope this is helpful to anyone trying to work to make good grades without being bashed for it!!!!!!

Nov 06, 2015
Also a UMA Student
by: Anonymous

I was searching up the charges or fines on the biller and coder that knowingly and willingly committed fraud under the physicians name...

Sep 21, 2015
This is not a real scenario
by: Anonymous

I know this is not a real scenario because I'm taking medical billing and coding and this EXACT scenario came up as an assignment:

You have been working for a physician in private practice for 8 months. You start to see a pattern with several of his workers’ compensation cases. Each of these patients seems to have more tests and procedures ordered than others with similar conditions. One day the physician asks you to complete and send a billing claim to the insurance carrier for a procedure that you do not think he performed.
What are your responsibilities, and what would you do?

Aug 30, 2015
Why lie about this being an actual experience???
by: Anonymous

I love how the original poster tried to act like this really happened to them and even got defensive when questioned about it. Please stop. Stop lying and admit that this was for research of an assignment instead of acting like you need help instead of making people think they are helping instead of doing your homework for you.

Aug 19, 2015
Useful tips for writing
by: Writers Per Hour

Cool blog. Thanks for sharing such intereting and useful tips. Thats really helpful.

Jul 26, 2015
Statute of Limitations
by: Dallas Hoback

If I have the documentation to prove the doctor was paid multiple times for the same service fraudulently billing. Can I receive a reward from my insurance company for proving it. And if so what is the statute of limitations on fraudulent billing and on ethical behavior

Jul 19, 2015
Is this a real scenario
by: Anonymous

If you think it's fake do the research person's name is on the title you can look them up on LinkedIn. View there contacts the puzzle pieces fit. And that is only half the story send a email if you want to hear what the actual billing that is happening driving our own Insurance costs up

Jul 19, 2015
Is that a story or did it really happen
by: Dallas Hoback

Well my name is at the top of the page you can look me up on LinkedIn and I can tell you most of the people that I'm associated with our LinkedIn work for the insurance company myself I've been self-employed and have my own appliance repair business when I injured my back this is what I found out happens when you don't treat your doctor in the manner he believes you should treat him he was in a bad mood that day and I was taking a long antidepressants I told him that I thought I was not going to be getting Anastasia he told me if I wanted it done today that I would sign for the anesthesia and informed him that I didn't want anesthesia and he informed me that I wasn't getting Anastasia so what I'm saying is I was in a bad mood that day he was in a bad mood that day I'm not looking for a lawsuit if I was I would've already done so but I do want to show you this does happen and it did happen I still being billed by the anesthesiologist and have it against my public record it is been dismissed I'm still fighting to get it vacated his attorney will not vacated unless I release the doctor of all charges that's the truth it's public record look it up

Jul 18, 2015
Is this made up or try
by: Dallas Hoback

Well my name is in the title you are welcome to look me up on LinkedIn. My create report went from a 853 to 714 My Insurance career is most of my contacts employer with out there help I would still have a pain pump that is on a class one med.recall. During that period no doctor would even schedule me a appointment. It still shows only public record as being satisfied I'm still fighting to get it vacated the doctors att. wants me to release all liability. I was forced to get pain off the street like a criminal. I'm not the type of person just looking sue my doctor. If I was I would have already. I caught him on a bad day. I was on the wrong antidepressant which caused me to have an attitude as well. So believe me when I tell you that this is a real scenario that really did happen and I really did get screwed

Jul 15, 2015
Don't inform your insurance
by: Dallas Hoback Anonymous

I informed my insurance company of fraud subsequently they inform the doctor on my next office visit I was told is done everything that I can do for me that I needed to find a new dr. I scheduled with another doctor the first thing he asked me was had I I made up with my-previous doctor he told me that there was nothing he could do for me that I needed to make up with my previous doctor at that time are requesting a copy of my medical records in my medical records he had put I had medical and mental issues my insurance company declined him payment subsequently he billed me for payment my insurance company assured me that they would take care of it I had a summons to court again my insurance company said they would take care of it.

After that my doctor got a judgment against me again my insurance company assured me they would take care of it two years later with my credit ruined I have now have had it removed-but I am still Banville I the anesthesiologist and by his attorney for attorney face but don't worry my insurance company has assured me they would take care of it.

Jul 13, 2015
Thank You.
by: Anonymous

Nice. I'm sure this was helpful for a lot of people.

May 31, 2015
by: Anonymous

That is reckless behavior and you need to start looking at the WORKERS COMPENSATION SYSTEM in CT. Primary care doctors are saving our lives by kicking in, when the INSURANCE COMPANY, gets away with just absolving itself of all bills.

Apr 18, 2015
by: Anonymous

all of yall from UMA that are complaining and talking crap about people researching their essay question are beyond stupid. because yall are doing the same ish if yall weren't than yall wouldn't have ended up on this site retards!!!

Apr 14, 2015
WC commissioners & Gallagher Bassett - CT.
by: Anonymous

Did it ever occur to you, that the actual WC Commissioners, are allowing Gallagher Bassett, to cease paying for medications? We find out when we go pick them up. The pharmacy tells us, "WC says the doctor, (I have been seeing for 2 years) is "out-of-network", when he really is "in-network"?
You have this whole thing backwards. My primary care doctor was not going to let me have a seizure and die, because of some claim adjuster, making medical decisions, without cause, and without notice or even a hearing. This is happening to everyone, not just me!
People cannot just stop taking, narcotic medications (THEY ARE PRESCRIBED BY A DOCTOR-FYI) or even Lyrica, Neurontin, Norflex, or Flexoril.
That is reckless behavior and you need to start looking at the WORKERS COMPENSATION SYSTEM in CT. Primary care doctors are saving our lives by kicking in, when the INSURANCE COMPANY, gets away with just absolving itself of all bills.
I called the Insurance commissioner in CT., and he knew all about them telling us, AT A HEARING, to "put the cost of your WC meds on your private insurance or MEDICARE. Everyone is covering each others asses for kick-backs. We are living on less than poverty and we are in chronic pain. (BACK SURGERY) The real criminals are the commissioners, the CHAIRMAN, and GALLAGHER BASSETT, who is represented by ZURICH, so there you have it, BIG MONEY BEFORE PEOPLE.

Apr 01, 2015
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Mar 23, 2015
Read it please
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Mar 18, 2015
by: dwsd


Dec 19, 2014
Report asap
by: Fredd

Fraud in the medical field is increasing recently and these cases come into public only after they makes any fatal mistakes, that will cost the life of an innocent. Since you have doubts regarding his practice, its better that you should inform the health ministry about the same.


Dec 18, 2014
by: Anonymous

Haaa! Im a UMA Student too. Same assignment! lol

Jun 08, 2014
UMA Student
by: Anonymous

I am currently a UMA student doing the same assignment. I found it quite interesting that many are trying to research the answer to this question. Well I have great news for you, the answer is in the IHMO book. You have already learned about fraud, the responsibility of a medical biller, ethical behavior, moral values, policies and procedures, standard precautions, and state and federal laws. I feel this assignment was to refresh your memory and give your input on the subject. I hope everyone is thoroughly reading this book and not just highlighting the subjects on the study guide. This will not help you if you don't have retention. Please pay attention to the assignment before researching the internet. Your book holds a lot of valuable information.

Dec 15, 2013
UMA student
by: Anonymous

I find it so interesting that most of us are from UMA. As a student here i find that i'm not the only one that needs help and i tend to search online to get answers and then try to form them on my own. The book doesn't always tell you everything so they said it's ok to use the internet but to just make sure that you cite your sources. I don't even know about this school anymore, It's making me wonder. smh. We all know about fraud and what we need to do to protect ourselves being that any doctor could be quick to turn the problem to the biller, but we have to do whats right.

Oct 27, 2013
Workers comp fraud
by: Anonymous

Yes , I am a student as well and this piece had a wealth of information. However, I will not be using this as my source. I like to remain honest in my writing assignments, you are only cheating yourself out of a wonderful educational learning experience. If you take the time to research, you will find many states have their own particular outlines of how you go about reporting a physician who is participating in workers compensation fraud. Simply search the state that you currently reside in and see what steps they recommend for reporting workers comp fraud by a physician.

Jun 19, 2013
by: Anonymous

I like showing others that like to criticize someone else for doing the exact same thing they are doing. You should share you view on this question, its nice to have opposing views of a situation no matter if its not by the book. Anyone can plug in a question from school, like I did to research what others may have posted and since there is no discussion on the topic its hard to base how you would do something in this situation off a question and you have never been in the environment yet. If you are a UMA student you should already know what judgment is by now since you are also taking a TBLS assignment. Next time don't think so horrible about the situation and leave your point of view.

Me myself I would check the patients WC file to make sure it is corresponds with what I am billing the insurance. If it doesn't then I would approach the doctor.

Jun 19, 2013
To funny
by: Anonymous

I plugged in the question as well, since I am in UMA and this info came up. People are really cut throat on here. Its not rocket science that you should question your doctor, look at corresponding info to find out if the claim is false, esp. if the procedure isn't written in the clients WC file. seriously people take a chill pill, most people in UMA haven't been to school in years and have lack there of search engine skills. But it is nice since its a new subject to have other views on the topic. So if you have a view you should share otherwise you should criticize another for doing the same thing you are doing as well, since that is how you found this page.

May 03, 2013
this sucks
by: Anonymous

I'm a UMA student now and this is a homework assignment. The instructors tell use to use the internet to help use not to cheat. I thought I found a good thing with this comment until I got to the end of it and realized that someone was cheating. How can you be a successful insurance biller if you cheat on the assignments? This page was full of great information, but I have to get my information from elsewhere now. Because someone didn't want to do the work for themselves. They SUCK!!

Apr 18, 2013
by: SweetKitty

I'ma UMA student and I'm lost for words right now. Can't find anything even reading in my IHMO book ow well guess I have to ask my mom.

Apr 12, 2013
don't wanna tell
by: Anonymous

You can ask to do your externship somewhere else.! Tell school not working.u can say conflicts. Ask to b changed. I did my externship in several places.say u want experience in er Dr occasion clinic ect. I did 4 different places for the experience.

Apr 12, 2013
Be Responsible
by: Anonymous

I worked with a doctor doing this. Billed procedures not performed and also billed bloodwork for patients without ins to other patients with ins. Everyone in office is afraid of losing their job so afraid to tell. The office mngr tells them its ok and they're afraid of her and getting fired. I worked there 7 years and when I said something I was fired. I was accused of something I didn't do but no way to prove it. So whatcha gonna do? Find another job pronto!

Feb 16, 2013
MA Extern Seeing Things
by: Ess

I'm in a pickle right now. I see things being performed right before my eyes that I know are wrong. I stopped going in (I'm an extern) because I am physically sick over it. My conscience is physically reacting (headaches, insomnia, exhaustion).

I jeopardize finishing my externship in a timely manner by leaving since I'm only halfway finished. I need to start working but this prolongs it.

I decided patient safety comes before my jobhunting and externship. This is a perfect real life ethical situation for an MA.

Do the right thing. Regardless of how inconvenient it is or how many people think you are a crazy "do gooder" and should only think about finishing your externship quickly.

Safety measures, HIPAA, infection control....all those things ALWAYS come first.

Feb 01, 2013
this sucks
by: Anonymous

I am also at UMA and am wondering about the same question and have not found anything

Dec 09, 2012
by: Anonymous

you people are snotty jerks, obviously you were doing the same thing, asking the question at hand, because you ended up on this page, that's calling the kettle black. Not any one of you people calling others scammers and cheaters are better than anyone else. You did the same thing. Get a life seriously.

Dec 09, 2012
UMA Question Duh
by: Anonymous

Its funny that like 10 people on here are going to UMA right now and wondering what to do, however getting an opinion isn't cheating, to whoever wrote that snotty comment down there!!! Just saying..

Dec 06, 2012
by: Anonymous

I am in UMA too. Doing the assignment now.

Nov 13, 2012
by: Anonymous

So I am a student at UMA and I was looking up the legal procedure in making a report to the insurance carrier and came across this post. I laughed my butt off.

Oct 30, 2012
A real discussion
by: Anonymous

I too have this question in my UMA class as a discussion question. I wish UMA would put their discussions in this format so students may have a class discussion of the topic.

Sep 18, 2012
UMA essay fraud
by: Anonymous

Wow, people are really posting this question up as if it actually happened to them? Isn't it obvious that this answer can't be found on the internet? This question is more of an ethical question. If anything, instead of posting your essay question, you could have actually done a little research on proper procedures for reporting fraud and then draw your own conclusions from there.

I hope that A feels great with the knowledge that you cheated to get it.

Sep 07, 2012
by: Anonymous

Whether this has happened or not, I'm a student at UMA and the professors tell you to use the web for your essays! You just need to create links so you're not just copying what you read. However you the student as I should know the answer to this without the internet. You need to protect yourself, have proof, report the doctor if fraud occurs etc.. noone needs to judge a student that is trying to do good and get a grade!

Jul 25, 2012
This is a question in my UMA Course

I was doing research on the internet about an essay question and came across this web site amazingly someone is going thru the same thing word for word that our essay question asks whoever it is looks on google every week for their essay question answers cant wait till they have to take the final to become a biller and coder lol you are only cheating yourself!

May 22, 2012
Person who posted this question is a scammer
by: Anonymous

What a scam... this is a question used for a medical billing class... what a cheap way to get an answer. Lying and cheating. That is no way to get through school, or to be a medical biller and coder. You are supposed to have integrity and honesty.. this just shows you do not have either. The submitter that is.
How terrible.
I at least do research, don't pose as someone who I am not.

Thanks for the comment and for identifying this for what it is. This is the second comment we've received on this. We didn't realize this was a response to someone's homework assignment or we would not have answered.

Apr 18, 2012
by: Anonymous

Yeah Right. That situation never happened. You just needed the answer to your essay question when you were a medical billing/coding student at UMA.

Apr 28, 2011
Thank you
by: Anonymous

Thank you as I have just what you relayed in your letter and I also put in my two week notice.

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